Since it's all in our head anyway, making the house into a bag accessible at all times would eliminate the need to visit home, make the engine draw eleventy-billion SDBs, and slow the game to a crawl. Once I go home, the game will never be the same until I reboot. A reload makes things much better, but a reboot is the only way to get that morning fresh feeling again.
There might be a lot less complaining about lag if we had easy access to our stuff. Maybe.
Maybe a little less complaining. Maybe.