I'm in a place in Bortola. It's pretty nice, with three tree plots and 8 garden plots and the usual other things. I'm saving up to upgrade to a nicer place (specifically, one with more tree plots and garden plots) and have discovered that to a large degree, there is no reason to upgrade from my current house until I get 30,000-50,000 currents. Some "middle-class" homes would be good.
There are some listed that are priced higher than my current house, and lower than 30-50,000, but they don't seem to have any better features than what I already have, so there's no reason to buy them. A general observation.