A few groups on Glitch have set up player run banks and loan systems, what if Glitch had that infrastructure in place already? Players could submit a currant amount that they feel they need, and other players could offer to back that loan at a certain interest rate and payment plan. If the loan is Noy honored the player can file a complaint with a beauracrat and the debtor would be forced to pay.
Or glichen could just loan money at their own risk. But it would be nice to have a risk free way of helping young players.